Mortgage preapproval vs. loan commitment: What’s the difference? - Compass Mortgage
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Pre-approval vs Unconditional Approval – What’s the difference? Let’s break it down simply! A pre-approval (also known as conditional approval) means the lender has reviewed your application and said, “Based on what we know so far, you’re likely good to go.” But it’s still conditional – the bank might need a property valuation, some more documents, or final checks before locking it in. An unconditional (final) approval is when everything has been signed off – the lender is 100% happy with both y
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