Most families make care decisions without ever seeing the full monthly math. Before you worry about running out of money, selling the house, or making a rushed move, it helps to put two numbers side by side: • Monthly income coming in • Monthly care costs going out That means looking at Social Security, pensions, VA benefits, or other income, not just savings. I’ve seen families realize they had more flexibility than they expected once the monthly numbers were clear. I’ve also seen how expensive