💳 Want to Remove Collections from Your Credit Report? 📉✨ Here’s a legal, step-by-step strategy 🧠 to clean up your credit using U.S. consumer protection laws like the FCRA and FDCPA 🛡️: 🔹 Step 1: Pull All 3 Credit Reports Get your reports from Equifax, Experian, and TransUnion 🧾 (AnnualCreditReport.com is free!). Identify any collection accounts. 🔹 Step 2: Validate the Debt (Under FDCPA) Send a Debt Validation Letter ✉️ to the collection agency. They must prove the debt is valid and that t
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