Jun 9, 2021 · I am a Part 107 holder, but at this time, for many reasons I fly recreationally 90+% of the time and stick to the recreationally rules when doing so. The way I see it, as I have State Farm insurance too, I acknowledge that they only cover recreational flight. So were I to have a crash flying recreationally I would have no issue filing a claim.

Oct 31, 2022 · State Farm explained to me a couple years back that they DO NOT cover any drones used commercially. Only recreational use. I asked "Well what if I use it commercially and already have insurance for that, but want to fly recreationally sometimes, that is when I want the State Farm coverage.

Apr 1, 2019 · Pretty sure State Farm is the only one providing insurance under their “personal articles” policy. I have ~$15K of coverage on all my drones and accessories for $20/month, non-commercial use only.

Nov 4, 2019 · However, the State Farm gig is quite reasonable. Not sure if this helps this second or not but its an option if you can plan ahead of time, fo sho. Last edited: Sep 22, 2022

Jul 20, 2021 · The DJI is fine, but as cheap as State Farm typically is; no reason to spend more for insurance than you have to and DJI is usually more. I never used my "Refresh" I had on my Air2 - but had it before finding State Farm and a few others had drone insurance. Sadly, my carrier - USAA - does not offer it and won't cover under homeowners / etc.

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Dec 24, 2019 · In the US I believe State Farm cover is the most common outside DJI Care Refresh, and it is usually the minimum charge of US$60 in most states there. (US$2.75/$100 cover, min $30 or $60 depending on state of residence.)

Dec 12, 2017 · I emailed my local Virginia State farm agent last week, here is his reply~ heck he referred me to another local insurance company. Mr. ***my name***, I have researched your request and State Farm is very limited on what we can do with High End Photography equipment and Drones. It depends on the capacity in which they are used and how often.

Nov 26, 2021 · Also State Farm not only covers the drone, but everything in the fly more combo should theft occur. As I understand it, Care/Refresh only covers the drone and I would assume possibly the controller, but not the extras that can add up, especially if you have multiple batteries.

Nov 18, 2019 · I spoke with State Farm agent about that before. This is only a concern, if you have your house and drone insured under the same policy. For me, my house is insured with another insurance company, while my drone is with State Farm. A drone crash doesn't affect my home insurance at all.