Why homeowners choose Unlock: Reduce debt Traditional loans have monthly payments and interest charges, making it difficult to get out of debt. An Unlock Home Equity Agreement (HEA) can help you …

To secure the performance of your obligations under HEA, Unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” depending upon which …

With an Unlock Home Equity Agreement (HEA), you receive a lump sum of cash today in exchange for a share of your home’s future value. The cost of your HEA is based on how much or how little your …

Unlock helps homeowners access the equity in their homes to plan for the future they want, offering flexible funding without monthly payments.

Explore answers to top questions about Unlock’s home equity agreements. Learn how they work, who qualifies, and what to expect with fees and settlement.

To secure the performance of your obligations under HEA, Unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” depending upon which …

Through our HEA, Unlock provides a lump sum of cash (up to $500,000) in exchange for a portion of your home’s future value. There are no monthly payments and no interest charges.

To secure the performance of your obligations under HEA, Unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” depending upon which …

A home equity agreement (HEA) is one way to access home equity without taking out a loan or replacing your mortgage. We explain how to apply for Unlock’s HEA.

Unlock’s financial experts share insights on how homeowners can use equity strategically for flexibility, growth, and confidently plan what’s next.