Deposit products include savings accounts, checking accounts, certificates of deposit (CDs), and money market accounts. A checking account is a transactional account.

FDIC insurance covers traditional deposit accounts, and depositors do not need to apply for FDIC insurance. Coverage is automatic whenever a deposit account is opened at an FDIC-insured bank or …

Jan 20, 2026 · Savings and interest checking account rates are based on the $2,500 product tier, while money market and certificate of deposit rates represent an average of the $10,000 and $100,000 …

Sep 17, 2024 · The Federal Deposit Insurance Corporation (FDIC) issued for public comment a notice of proposed rulemaking (proposal) to strengthen FDIC-insured depository institutions’ (IDI) …

Large and small banks across the country offer deposit accounts backed by FDIC deposit insurance. Coverage is automatic when you open one of these types of accounts at an FDIC-insured bank. If …

Sep 17, 2024 · WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) Board of Directors today approved a notice of proposed rulemaking that would strengthen recordkeeping for bank …

Sep 17, 2024 · Proposed Rule’s Requirements The proposed rule would create new recordkeeping requirements that establish guardrails and controls for banks with custodial deposit accounts with …

May 29, 2024 · Government Accounts (12 C.F.R. § 330.15) View Government Accounts as a PDF (PDF) I. Definition Government accounts are also known as public unit accounts. This category includes …

SUMMARY: The Federal Deposit Insurance Corporation (FDIC) is proposing requirements that would strengthen FDIC-insured depository institutions’ (IDI) recordkeeping for custodial deposit accounts …

Keep your money safe FDIC deposit insurance protects your money in deposit accounts at FDIC-insured banks in the event of a bank failure.