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  1. What Is an Annuity? Definition, Types, and Tax Treatment

    Mar 28, 2025 · An annuity is a contract purchased from an insurance company with a large lump sum in return for regular payments, commonly used as an income source in retirement.

  2. 20 Things You Need to Know Before Buying an Annuity

    Aug 21, 2025 · What Is an Annuity? An annuity is a contract between you and an insurance company to cover specific goals, such as principal protection, lifetime income, legacy planning or long-term care …

  3. Guide to Annuities: Types, Payouts and Expert Q&A

    3 days ago · An annuity is a contract from an insurance company that provides the buyer with a fixed or variable income stream.

  4. Annuity - Wikipedia

    In investment, an annuity is a series of payments of the same kind made at equal time intervals, usually over a finite term. [1] Annuities are commonly issued by life insurance companies, where an …

  5. What are annuities and how do they work? - Fidelity Investments

    Nov 25, 2025 · At its most basic level, an annuity is a contract between you and an insurance company that shifts a portion of risk away from you and onto the company. There are 2 basic types of …

  6. What is an annuity and how do they work? | Ameriprise Financial

    An annuity is a long-term retirement investment product issued by an insurance company. It’s a common retirement tool because it can offer the following benefits to investors:

  7. What Is an Annuity? A Simple Guide to How It Really Works

    Dec 11, 2025 · Learn how an annuity creates predictable retirement income, how each type works, and what to compare before choosing the right contract.

  8. Annuities - Investor.gov

    An annuity is a contract between you and an insurance company that requires the insurer to make payments to you, either immediately or in the future. You buy an annuity by making either a single …

  9. 5 Things You Should Know About Annuities - AARP

    Mar 6, 2024 · Here are five things you need to know if you’re considering an annuity. 1. Annuities are simple — and complicated. The most basic type is an income annuity, and it’s easy to understand: …

  10. Could an Annuity Be Your Retirement Safety Net? | Kiplinger

    Dec 9, 2025 · Home Retirement Annuities Could an Annuity Be Your Retirement Safety Net? 4 Key Considerations More people are considering annuities to achieve tax-deferred growth and …