(Photo by Win McNamee/Getty Images) Interest rates are expected to move lower in 2025. The question is: How much lower? There are two motivations for the Federal Open Market Committee to cut rates.

On Sept. 18, 2024, the Federal Reserve cut rates for the first time in over four years, lowering the target federal funds range by half a percentage point, or 50 basis points, to 4.75% to 5.00%.

But September brought a shift when the Federal Reserve cut rates for the first time in 2024. This helped push mortgage rates down for a short while, and more changes could be coming soon.

Since it started selling cars in 2013, Carvana has disrupted the U.S. used vehicle market with no-haggle pricing and an online buying process that cuts out the often-dreaded salesman.

Investors expect the Federal Reserve to cut rates as soon as March, according to the CME FedWatch Tool, a tracker for probabilities of Fed’s target interest rate. On average, the S&P 500 gains 0 ...

Now that the Federal Reserve has cut its federal funds rate, rates on these borrowing products are declining further. That said, it's difficult to time interest rates with precision. As homebuyers ...

There is a possibility that auto finance rates will start to drop in the next year — here’s what that means for car buyers, lenders and the auto industry. David Straughan is a content manager ...

Gravity Lending has the best auto refinance rates with a starting APR of 4.99% available. myAutoloan offers the lowest starting rate at 4.84% for refinancing a lease buyout. If your current lender ...

Well, Ally’s no-penalty CD yield is currently half-a-percentage point higher than its high-yield savings offering, and the 11-month term means you’ll benefit if Ally decides to cut rates in ...

Now that auto inflation has subsided, auto insurance inflation should follow suit, Rosenkranz said. “I think that cost of homeowners insurance, especially in certain parts of the country ...