Retirement saving is a long-term plan to set aside and invest money to provide income after you stop working. It often involves contributing to accounts like 401(k)s or IRAs. Starting early helps ...

For years, Jim Sexton has led financial-education classes at a local library. He's often struck by gaps in attendees' knowledge of retirement planning. "Very few people understand what they need to ...

The Basic Retirement Sum (BRS) quietly shapes CPF payouts, housing choices, and support schemes more than most people realise.

A 401(k) is an employee-sponsored retirement plan offering tax advantages. You contribute a chosen percentage of your income, which is then automatically withheld from each paycheck by your employer ...

Only 10% of today's private-sector workers can count on retiring with defined benefit plans, which used to be standard. That means you have to take charge of your own money if you want to retire well.

A self-directed retirement account could be an IRA, Roth IRA, 401(k), Roth 401(k), Pension Plan, SEP or even an HSA or Coverdell or College IRA. Any of these accounts could be moved from a traditional ...

Explore retirement plan forfeitures, their causes, and tax implications, with strategies for minimizing forfeitures and maximizing retirement savings.

To celebrate my father's 80th birthday, my family rented a lovely farmhouse in Tuscany and spent a week gorging ourselves on epic meals and fine Italian wines. It was a fitting cap to my father's ...

With so many currently heading for the exit, it’s a good time for federal employees to improve their understanding of the retirement process.