Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...

Wells Fargo CD rates are tiered for most of their terms and require a relatively high minimum deposit. Here's what to know ...

Every CD featured above is FDIC-insured, meaning your deposits are protected up to $250,000 per bank. The right choice depends on two simple things -- how long you want to set your money aside and how ...

Newtek Bank is drawing fresh attention from savers as its certificates of deposit post high annual percentage yields, prompting interest from customers building CD ladders to manage cash and interest ...

With a minimum deposit and a guaranteed return, certificates of deposit (CDs) can be a viable investment. See what Navy ...

For the first time since July 2025 — and following three consecutive rate cuts — the Federal Reserve left rates unchanged on Jan. 28, their first meeting of 2026. But more rate cuts could be coming.

Right now, CDs with shorter terms are still often earning higher APYs than their longer-term counterparts. And some six-month CDs currently earn APYs similar to those of top-yielding savings accounts.

CD Valet’s February analysis revealed that many competitive CD rates are holding strong at 4% and up, even amid volatile market conditions. While national averages are down, CD Valet also reports that ...

In recent years, certificate of deposit (CD) interest rates reached historic highs, due, in large part, to the Federal Reserve pushing up its benchmark rate to try and temper inflation. As the ...

A bank CD is issued directly by a bank and pays a fixed rate if you hold it to maturity. A brokered CD, on the other hand, is purchased through a brokerage and often offers access to higher rates and ...

Borrowers hoping for some rate relief when the Federal Reserve meets this week will have to wait a bit longer. With the likelihood of a rate cut at the conclusion of the central bank's April meeting ...