One of the biggest factors influencing current CD rates is the federal-funds rate. As the Federal Reserve began cutting its ...

A whopping 17 certificates offer at least 4.50% APY right now, with terms stretching as long as 2027. Alternatively, you can lock in 4.28% to 4.40% for 3 to 5 years.

As of July 21, 2025, the national average for six-month CDs is 1.52%, according to the FDIC. However, there are six-month CDs ...

Don't deposit $20,000 into either account type before calculating the interest-earning potential each offers now.

Do you have a CD account that is set to mature before July 31? Avoid making these four big mistakes, experts say.

If you have a purchase looming on the horizon, it’s time to take advantage of a hot new offer from Discover. The bank has ...

To the delight of savers, CD interest rates have soared in the past couple of years, shooting past 5% or even 6% APY. But savers could see CD rates dip after the Federal Reserve cut interest rates ...

Investors must carefully consider the trade-offs, as falling interest rates could lead to reinvestment at a lower yield and ...

CD rates over 4.00% are fading fast -- but that doesn't mean locking in is always the right move. Here's why I'm holding off ...

Nothing screams Hot Girl Summer like earning interest to put toward your next getaway. Capital One and Marcus by Goldman Sachs have increased the interest rates on their certificate of deposit (CD) ...

CD rates change on a regular basis, but the higher the better. As of November 1, 2024, the national average interest rate for a 12-month CD sat at 1.92% APY, according to data from Curinos.

To the delight of savers, CD interest rates have soared in the past couple of years, shooting past 5% or even 6% APY. But savers could see CD rates dip after the Federal Reserve cut interest rates ...