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Dave Ramsey’s Baby Steps Work for Most Americans. Here’s When They Might Not

On a recent episode of Smart Money Happy Hour, Ramsey Solutions personalities Rachel Cruze and George Campbell were asked whether they had ever second-guessed any of Dave Ramsey’s Baby Steps. Both ...
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Dave Ramsey: Rental property? Pay that off in Baby Step 6

Dear Dave: I have a rental property that I still owe some money on, and I've just begun Baby Step 2 of your plan. Should rental property debt be included in the debt snowball? — Matt Dear Matt: No, it ...
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Ramsey Expert Says the 7 Baby Steps Still Work Today Despite Criticism: Here’s Why

George Kamel, a Ramsey personality, recently shared a video with his nearly 500,000 YouTube subscribers explaining why Dave Ramsey’s “7 Baby Steps” still work today. Over the past few years, as prices ...
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How to put Dave Ramsey’s ‘7 Baby Steps’ into action

We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Breaking out of the debt cycle isn’t ...
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We’re Debt-Free With $1,800 Saved and Want to Spend $400 on a Kitchen Appliance: Should We Wait?

A caller named Teresa phoned into The Ramsey Show with her husband listening in. She had a simple question: “My husband and I ...