Chase has announced its 5% cash-back categories for the fourth quarter of 2026, and the activation window is officially open. As long as you activate by Dec. 14, 2026, though, you ...

A no-annual-fee cash back card drops foreign transaction fees and raises its welcome offer, with quarterly categories timed for holiday spending.

What does the Chase Sapphire Preferred actually get you? Here's a breakdown of the welcome bonus, earning rates, and perks you'll unlock now.